The Young Mommy Life

Tomorrow is a brand new beginning, and is usually the time everyone makes New Year’s resolutions, pledging to be thinner, more spiritual, kinder, less controling, etc, by the time the ball drops in 2010. But if there’s one thing you need to focused on, it’s your money. 2008 was a doozy. There didn’t seem to [...]

We met with the lender yesterday after work. I was a bit nervous, because while I’m cool with the whole “house hunting” aspect, sitting down to figure out how we were going to pay for it was a bit daunting. We’re not talking about buying some rinky-dink house. We’re trying to buy a nice house, [...]

If you’d like to catch up: read Part 1, Part 2, Part 3. We meet with our lender on Tuesday to hand over our financial statements (W-2s, pay stubs, bank statements on ALL accounts in your name, etc.) so we can offically be pre-approved for a loan, which is exactly what it sounds like. Because the lender [...]

I don’t know about you, but reading all this talk about Wall Street fiascos and government bailouts and bank failures has got me nervous. I’ve been keeping a close eye on my finances and trying to make myself feel as secure as possible. Here are a few habits I’ve picked up over the last couple [...]

Money may not be able to buy you happiness, but having a clear direction of where you’re headed financially is pure bliss. My kids are my reason I get up every morning to go to work, why I budget, why I save, why I’m trying to invest. I realize I’m starting out with less by [...]