First off, can I just say that I didn't even realize I had $30,000 worth of debt? I paid off my credit card balance two years ago, and I felt lighter and freer. It was only a $2,000 balance but knocking out any debt is cause for celebration. It wasn't until I sat down and looked at our monthly spending that I realized we paid more than $1,000 a month on debt (not including the mortgage). … [Continue reading...]